The MASB - SEG Property/Casualty Pool is Michigan’s leader in school insurance coverages. For 20 years, the Pool has worked in consultation with its members to develop exceptional coverage options designed to meet the needs of educational institutions. The following are only a few of many benefit advantages.

Property coverage

• Glass is included† as part of the building’s total insured value (TIV) and includes vandalism*
• Outdoor Property—Trees and Plants coverage is included† up to $100,000 with no limit per tree; removal included
• Crime Coverage Inside/Outside minimum limit† is $20,000 inside/$20,000 outside* (higher limits available)
• Blanket Bond (all employees) provided with a minimum limit† of $100,000* (higher limits available)

• Named Position Bond (for specific job classifications) minimum limit of $200,000 (higher limits available)*

Liability coverage

• $1 million per occurrence†, no annual aggregate
• Premises Medical includes coverage for non-athletic-related student injuries, $5,000 per occurrence ($10,000 limit available)

Excess Liability (In addition to $1 million Commercial General Liability)

• Additional liability coverage with limits from $1 million to $10 million per occurrence, no annual aggregate or deductible

Errors & Omissions:

• Special Education Hearing Defense Cost Coverage included† with $100,000 annual aggregate

SafeGuard SM Program:

• Terrorism Coverage included† for property and commercial general liability
• School Violent Acts coverage included† for crisis management services, $30,000 per person expense reimbursement, $10,000 death benefit, $25,000 for equipment improvement. No deductible.

* Indicates coverage effective July 1, 2008
† Included and minimum limit indicates coverage included at no extra charge

For more information about the Pool’s coverages, contact your SET SEG Account Executive today!

1-800-292-5421