During these difficult economic times, school districts are searching for reliable insurance solutions. The commercial insurance market is ever-changing, and districts with commercial property and liability insurance are uncertain about what the future may bring. Despite these challenging economic circumstances, the MASB-SEG Property/Casualty Pool continues to enhance member benefits and surpass the expectations of its membership. For 23 years, the Pool has served the property and liability needs of Michigan school districts. With 462 members, the Pool is the largest self-insured education risk pool in the country by total insured value, and among the nation’s largest by students served. Consider the following benefits of membership.

Free employee safety training
Pool members have the option of enrolling employees in online safety and compliance training courses through SafeSchools. The program is endorsed by MASB, MASA and MSBO. Many of the courses meet state and federal training mandates.

Outstanding coverage, including medical payment for student injuries (non-sport)
The Pool believes it’s imperative to protect one of your greatest risks — the health and well-being of your students. That’s why we provide excess medical payments for student injuries and provide several other key coverages including:

• Special education due process defense;
• Sexual abuse liability;
• Law enforcement liability;
• Violent acts; and
• Innocent party defense.

The Pool is the leading provider of comprehensive risk coverage for school districts. We work exclusively with educational organizations and specialize in understanding and meeting your needs. The Pool is constantly enhancing its coverage. As a result, members receive the best coverage in the marketplace at affordable and stable rates.

$91 million in surplus return
Since its inception, the Pool has returned more than $91 million in surplus or dividends to members. During the 2008-2009 coverage year, members shared in a $6 million surplus return.

Pool members are its owners and shareholders.
Unlike commercial insurers, you are not just an “insured” who is susceptible to continuous market shifts. Members of the Pool own its assets and play an important role in shaping its future.

For more information on the benefits of the nonprofit, member-owned and -operated Pool, contact your SET SEG Account Executive!

1.800.292.5421